Hamilton Law holds creditors accountable when they misbehave. You may be entitled to compensation for holding the creditor accountable. Creditor misbehavior comes in many forms:

  • Sent you a letter attempting to collect a debt that was discharged in your bankruptcy; or
  • Called you attempting to collect a debt discharged in your bankruptcy; or
  • Placed negative information on your credit report; or
  • Served you with a Notice of Default and Election to Sell on a property paid through your bankruptcy; or
  • Put a lien on your property; or
  • Not released a lien on property paid through your bankruptcy; or
  • Forced you to pay a debt that you believe was discharged in your bankruptcy; or
  • Taken any other action that you believe may violate your rights from your bankruptcy.

If a creditor is taking any of the above actions, or any action that you suspect is improper, give us a call to discuss.

In general, bankruptcy courts taken creditor misbehavior very seriously. Courts may  award damages to debtors who have experienced misbehavior for their emotional distress as well as your attorney’s fees. In addition, the court may award impose fines on the creditor.

http://www.ncbrc.org/blog/2018/01/02/119000-sanctions-for-discharge-injunction-violations/